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Many people around the globe have been trying to apply for a US Bank Account but were denied by the extremely restrictive conditions they have been required to fulfill before they could get one.

After the September 11th 2001 attacks, the US government issued what is known as the ďUSA Patriot actĒ that was meant to avoid any future attacks of the same kind. One of the measures that are included in that document is that non US residents cannot hold a US Bank Account as they did before.

Today, getting a US Bank Account the regular way when you are not a US citizen is still impossible or to be more accurate, difficult and very costly. However, there are alternative solutions such as the one offered by Payoneer.


Payoneer has introduced months ago a new and innovative service called US Virtual Bank Account. As you can see, this is NOT a real US Bank Account, it is just a virtual one! In practice, things work this way: Payoneer gets a mega Bank Account with a partner US bank under which sub accounts are created for each Payoneer customer in order to provide them with unique account numbers they can use to get payments. Payments can be sent to the sub account, using the account number that was previously provided, then Payoneer transfers the money they receive to the personal Payoneer Debit Card of the customer that received the payment in order for him to be able to spend it!

In the end, you donít really get a US Bank Account, but you have all the infos (numbers) that are needed to get paid by a customer or a partner who cannot use Paypal or other payment systems.

As you can see, this new service offered by Payoneer is very useful and quite smart! Anyone is now able to enjoy the benefits of a US Bank Account without the hassle.


Get a Payoneer Virtual US Bank Account.

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